Your Family's Life Savings
May Be at Risk

Connecticut Medicaid Crisis Planning — Legal strategies that may help protect your assets when a nursing home stay threatens everything you've built.

Schedule Free Consultation Call (860) 560-8382

Time May Be Working Against Your Inheritance

Every month, nursing home costs can deplete family assets. Connecticut Medicaid rules are complex, but they contain legal provisions that may allow families to protect a portion of their assets — if you act quickly and correctly.

Understanding Your Options

Hypothetical example: CT resident with $400,000 in assets*

Scenario A

Without Planning

Starting Assets $400,000*

Legal Fee $0

Nursing Home Costs –$398,400*

Medicaid Outcome Eligible after spend-down

Scenario B

With Crisis Planning

Starting Assets $400,000*

Legal Fee –$15,000*

Nursing Home Costs –$192,500*

Medicaid Outcome Eligible after penalty

Why Timing Matters

The amount that can potentially be protected decreases as assets are spent on care. A consultation can help you understand what options may be available in your specific situation.

Common Questions About Crisis Planning

Get answers to the questions families ask most

Is this legal? It sounds too good to be true.

Yes. We use strategies specifically authorized by federal and Connecticut Medicaid law. We are not "hiding" assets; we are structuring them openly according to the Department of Social Services' own rules. Results vary by case.

The nursing home told me I have to spend everything. Are they wrong?

Nursing homes are not legal advisors. Their business model relies on private-pay residents. An attorney experienced in Medicaid planning can explain options that may be available to you.

Is it too late if my parent has already been in the nursing home for 6 months?

Not necessarily. As long as there are still assets remaining, there may be options. However, the potential for asset protection typically decreases over time, so prompt action is important.

Will the nursing home discharge my parent if we apply for Medicaid?

Generally, no. Federal and state regulations restrict nursing homes from discharging residents simply because their payment source changes from private pay to Medicaid.

Why does this type of planning cost $15,000?

Crisis Medicaid planning involves complex legal procedures including drafting precise financial instruments, preparing and filing a comprehensive application, and working with state caseworkers through approval. Fees may vary based on case complexity.

Find Out What Options May Be Available

Every family's situation is different. Schedule a consultation to discuss your specific circumstances and learn whether crisis Medicaid planning may be appropriate for your family.

Schedule Free Consultation Call Now

Or call directly: (860) 560-8382

Important Disclaimer

*All figures shown are hypothetical examples for illustrative purposes only, based on 2025 Connecticut Medicaid guidelines (~$15,000/month nursing home cost, $1,600 asset limit). Every case is unique and results cannot be guaranteed. "Scenario B" assumes proper execution and compliance with federal and state laws; not all families qualify. This is not legal advice and does not create an attorney-client relationship.

Your Family's Life SavingsMay Be at Risk